Auto Insurance
Basic liability insurance is required in New Jersey, and depending on your automobile, you may want full coverage. At the Rapoport Insurance Agency, we have all the car he insurance you would need in New Jersey, and we can help find the best policy for your situation. If you are making payments on a vehicle, the lender may also require full coverage.
Types of insurance
There are different kinds of insurance for different needs drivers have. Here are the basic car insurance policies.
- Liability covers you when you are at fault in an accident. It will pay to fix the other car, or cars, in an accident where you are at fault. This includes property damage as well as personal injury coverage. Bear in mind this does not cover your car.
- Collision coverage covers your car when you are at fault in an accident. It also o covers you when you run into an object and damage your car. This would cover you if you damaged your car by running into a ditch.
- Comprehensive coverage is an everything else policy that covers damage not caused by an accident. It would cover you if a tree fell on your car or if it was damaged in a hailstorm.
About insurance
The age of your car will go a long way in determining what coverage you need. Keep in mind the policy is for fair market value. If your car is worth $4,000 and you have $5,000 in damages, your car will be ruled a total loss and you will get $4,000. Older cars generally do not need full coverage for that reason. There are also antique and classic cars and we have separate policies for those situations.
Come see us
Call Rapoport Insurance Agency today for car insurance in New Jersey. You may also use our online tool to get an idea of what insurance may cost. We can answer any questions you have about auto insurance and find the policy that best fits your situation.
While our office is located in Freehold, NJ, we serve clients all across New Jersey, New York, and Pennsylvania.
