Flood Insurance

If you live in New Jersey, you may know that there are areas that are more likely to flood than others. That's where flood insurance comes in. There are areas that have historically flooded every so often, and those areas will likely flood again. with Rapoport Insurance Agency of New Jersey, you can find the flood insurance policy that is right for you.

Additional Insurance

In general, few homeowners' policies include the damage caused by flooding. However, a flood can be more devastating to a home than even a fire. The National Flood Insurance Program, or NFIP, is a national program that sells flood policies to areas that were built in a flood plain. New Jersey has the fourth-highest number of these policies out of all 50 states. Homeowners choose to supplement their homeowners' insurance with this flood policy, and we can help you find your way through the NFIP maze.

Floods From Different Causes

Legally, floods due to various causes are treated differently. A homeowners' policy may have coverage over one type of flooding while excluding all other types. It's important to know just what type of flood coverage you have if any. Then, you can choose a policy that shores up your home against the expensive damage that flooding can do to a house. Often, flooding can be bad enough that a building must be condemned due to the damage and mold inside. Don't be left with no home due to your house being condemned after a flood that you have no coverage for.

Call Us to Find Out More

To find out whether you are eligible for the NFIP program, call us to find out what we can do for you to get your home covered. It may be the difference between being able to build again and having no home at all. At Rapoport Insurance Agency of New Jersey, we can and will walk you through the entire process.

While our office is located in Freehold, NJ, we serve clients all across New Jersey, New York, and Pennsylvania.