Home Insurance

You open a new page in life once you own or rent your home, especially in New Jersey, hence the need to protect it at all costs. You need to take full responsibility for your family and ensure complete coverage by buying home insurance.

Wondering what home insurance is all about? Home insurance, also known as property insurance, covers damages and losses to a person's residence. This is why Rapoport Insurance Agency comes in to ensure all your property is in safe hands.

What is home insurance, and what does it cover?

Home insurance is a property policy that could help you once a catastrophe; for example, theft or fire occurs by ensuring your losses and injuries are compensated. However, not all disasters are covered, such as flooding. Home insurance also comes with coverage limits based on your budget, style, and preference.

Home insurance coverages include:

• The structure
• Other structures
• Personal belongings
• Bodily injury liability
• Property liability
• Additional living expenses

Why do you need insurance?

Peace of mind is key when buying home insurance. It is the perfect backup plan in case anything happens in your home. In short, you are prepared to face accidents that were not anticipated. Simply having a sound security system in place can keep intruders away, but what about accidents like fires? For instance, you are cooking, and a fire breaks out, and a neighbor's child and your son who are playing around the house get scalded. Such an incidence can quickly land you in court. This is where your home insurance policy comes in as it will help pay for the damage caused on the property and all who were injured and settle you temporarily as the house's fixing is being done.

As a New Jersey resident, home insurance protects you and your loved ones from calamities that were not budgeted for. Visit or contact us at Rapoport Insurance Agency, and we will gladly answer all your questions and guide you.

While our office is located in Freehold, NJ, we serve clients all across New Jersey, New York, and Pennsylvania.